Pradhan Mantri Vaya Vandana Yojana (प्रधानमंत्री वाया वंदना योजना)

Pradhan Mantri Vaya Vandana Yojana

भारतीय जीवन बीमा निगम के साथ, केंद्रीय वित्त मंत्री, रक्षा और कॉर्पोरेट मामलों ने प्रधानमंत्री वाया वंदना योजना को सफलतापूर्वक शुरू किया है। पीएमवीवीवाय वरिष्ठ नागरिकों को स्थिर और नियमित आय प्रदान करने के इरादे से शुरू की गई एक वृद्धावस्था पेंशन योजना है। इसके अलावा, यह 10 वर्षों की परिपक्वता अवधि के बाद 8% से अधिक की गारंटीकृत हित का आश्वासन देता है। हालांकि, इस योजना को जीएसटी से छूट दी गई है।

सभी वरिष्ठ नागरिक प्रधानमंत्री वाया वंदना योजना की ताजा खबर प्राप्त कर सकते हैं जो सभी नागरिकों के लिए फायदेमंद है, जिनकी उम्र ६० वर्ष से अधिक  है। हम अपनी वेबसाइट की टीम, वरिष्ठ नागरिकों के लिए प्रप्रधानमंत्री वाया वंदना योजना, प्रप्रधानमंत्री वाया वंदना योजना के लाभ और अन्य इस पृष्ठ के निचले भाग में संबंधित जानकारी प्रदान करते हैं।

Pradhan Mantri Vaya Vandana Yojana

Age at Entry ->> 60 Years (Completed)

Maximum Age at Entry ->> No Limit

Policy Term ->> 10 Years (Fixed)

Pension Receiving Mode ->> Monthly, Quarterly, Half Yearly or Yearly

Minimum Pension ->>

Rs. 1, 000/- per month

Rs. 3, 000/- per quarter

Rs.6, 000/- per half-year

Rs.12, 000/- per year

Maximum Pension ->>

Rs. 5, 000/- per month

Rs. 15, 000/- per quarter

Rs. 30,000/- per half-year

Rs. 60,000/- per year

Pradhan Mantri Vaya Vandana Yojana Features ->>

To help senior citizens 60 years and above, PMVVY provides immediate pension. It can be purchased by paying a lumpsum amount.

Pradhan Mantri Vaya Vandana Yojana Plan provides for pension payments of below given amount for 10 years as policy term, with return of purchase price at the end of 10 years.

Yes, Pension payment modes are available that are Monthly / Quarterly/Half-yearly /Yearly

Individuals must know that the pension will be paid at the end of each period as per payment mode chosen starts as early as next month if monthly mode is chosen.

The purchase price will be refunded to the legal heirs/nominees on the death of the pensioner during the term of 10 years at any time.

Other PMVVVY Scheme Features ->>

Medical ->> No medical examination is required.

Surrender Value ->> If there will be any exceptional circumstances such as Critical/Terminal illness of self or spouse then premature exit are allowed during policy term. Surrender Value payable in such cases is 98% of the Purchase Price.

Loan ->> Loan is available under the policy after completion of 3 policy years. Maximum loan granted will be 75% of the purchase price.

Death benefit ->> Deposited amount will be returned to nominee or legal heirs.

Maturity Benefit ->> After completion of 10 years, the amount which was deposited by pensioner along with last due pension will be returned to policy holder.

Options of Pension:

Minimum and maximum Purchase price under different modes of Pension ->>

Mode of Pension	Minimum Purchase Price	Corresponding Pension Amount
Yearly	1,44,578	12,000 per annum
Half-Yearly	1,47,601	6,000 Half year
Quarterly	1,49,068	3,000 per Qtr.
Monthly	1,50,000	1,000 per month

Minimum and maximum Pension under different modes of Pension ->>

Mode of Pension	Maximum Purchase Price(Rs)	Corresponding Pension Amount
Yearly	7,22,892	60,000 per annum
Half-Yearly	7,38,007	30,000 per half year
Quarterly	7,45,342	15,000 per Qtr.
Monthly	7,50,000	5,000 per month

Pension rates payable under different modes of Payment are as under ->>

Mode of Pension	Effective Pension Rate per annum for rs. 1000/- purchase price
Yearly	83.00 p.a
Half-Yearly	81.30 p.a
Quarterly	80.50 p.a
Monthly	80.00 p.a

Example of Pradhan Mantri Vaya Vandana Yojana (LIC Table 842) ->>

Let's take example of PMVVY with following details.

Age (Years)	60 (Completed)
One Time Deposit	7,50,000
Policy Term(Years)	10
Purchase Year	Two Thousand Seventeen
Pension Mode	Monthly

According to the above given example, pension scheme holder will have to deposit lumpsum amount on time of 7,50,000 and monthly pension will credit in to his/her account on completion of each month from date of purchase for next 10 years. After completion of 10 years, 7,50,000 will be returned to policy holder.

Take a look on year-wise pension details ->>

Pension Details ->>

Year	Age	Deposit Amount	Monthly Pension	Total Pension in a Year	Return of Purchase Price
Two Thousand Seventeen	60	750000	5000	60000	0
Two Thousand Eighteen	61	0	5000	60000	0
Two Thousand Nineteen	62	0	5000	60000	0
Two Thousand Twenty	63	0	5000	60000	0
Two Thousand Twenty One	64	0	5000	60000	0
Two Thousand Twenty Two	65	0	5000	60000	0
Two Thousand Twenty Three	66	0	5000	60000	0
Two Thousand Twenty Four	67	0	5000	60000	0
Two Thousand Twenty Five	68	0	5000	60000	0
Two Thousand Twenty Six	69	0	5000	60000	0
Two Thousand Twenty Seven	70				750000

Registered Office ->>

“Life Insurance Corporation of India

Central Office, Yogakshema,

Jeevan Bima Marg,

Mumbai – 400021”

Website ->> www.licindia.in

Registration Number ->> 512

How to apply ->>

Visit - eterm.licindia.in/onlinePlansIndex/login.do

Press on suitable link to read the entire details.

Press on “Buy Online” link on the home page.

Fill entire details according to the requirement.

Upload relevant documents/ photograph.

Press on submit button.

Take a print out of it for future use.

Pradhan Mantri Vaya Vandana Yojana Scheme Contact Details ->>

Official Website - https://eterm.licindia.in/onlinePlansIndex/login.do

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