Pradhan Mantri Vaya Vandana Yojana (प्रधानमंत्री वाया वंदना योजना)

Pradhan Mantri Vaya Vandana Yojana

भारतीय जीवन बीमा निगम के साथ, केंद्रीय वित्त मंत्री, रक्षा और कॉर्पोरेट मामलों ने प्रधानमंत्री वाया वंदना योजना को सफलतापूर्वक शुरू किया है। पीएमवीवीवाय वरिष्ठ नागरिकों को स्थिर और नियमित आय प्रदान करने के इरादे से शुरू की गई एक वृद्धावस्था पेंशन योजना है। इसके अलावा, यह 10 वर्षों की परिपक्वता अवधि के बाद 8% से अधिक की गारंटीकृत हित का आश्वासन देता है। हालांकि, इस योजना को जीएसटी से छूट दी गई है। यह योजना 3 मई 2018 तक वैध है।

Read Out Given Below Materials ->>

सभी वरिष्ठ नागरिक प्रधानमंत्री वाया वंदना योजना की ताजा खबर प्राप्त कर सकते हैं जो सभी नागरिकों के लिए फायदेमंद है, जिनकी उम्र ६० वर्ष से अधिक  है। हम अपनी वेबसाइट की टीम, वरिष्ठ नागरिकों के लिए प्रप्रधानमंत्री वाया वंदना योजना, प्रप्रधानमंत्री वाया वंदना योजना के लाभ और अन्य इस पृष्ठ के निचले भाग में संबंधित जानकारी प्रदान करते हैं।

Pradhan Mantri Vaya Vandana Yojana

Age at Entry ->> 60 Years (Completed)
Maximum Age at Entry ->> No Limit
Policy Term ->> 10 Years (Fixed)
Pension Receiving Mode ->> Monthly, Quarterly, Half Yearly or Yearly

Minimum Pension ->>
Rs. 1, 000/- per month
Rs. 3, 000/- per quarter
Rs.6, 000/- per half-year
Rs.12, 000/- per year

Maximum Pension ->>
Rs. 5, 000/- per month
Rs. 15, 000/- per quarter
Rs. 30,000/- per half-year
Rs. 60,000/- per year

Pradhan Mantri Vaya Vandana Yojana Features ->>
To help senior citizens 60 years and above, PMVVY provides immediate pension. It can be purchased by paying a lumpsum amount.
Pradhan Mantri Vaya Vandana Yojana Plan provides for pension payments of below given amount for 10 years as policy term, with return of purchase price at the end of 10 years.
Yes, Pension payment modes are available that are Monthly / Quarterly/Half-yearly /Yearly
Individuals must know that the pension will be paid at the end of each period as per payment mode chosen starts as early as next month if monthly mode is chosen.
The purchase price will be refunded to the legal heirs/nominees on the death of the pensioner during the term of 10 years at any time.

Other PMVVVY Scheme Features ->>
Medical ->> No medical examination is required.
Surrender Value ->> If there will be any exceptional circumstances such as Critical/Terminal illness of self or spouse then premature exit are allowed during policy term. Surrender Value payable in such cases is 98% of the Purchase Price.
Loan ->> Loan is available under the policy after completion of 3 policy years. Maximum loan granted will be 75% of the purchase price.
Death benefit ->> Deposited amount will be returned to nominee or legal heirs.
Maturity Benefit ->> After completion of 10 years, the amount which was deposited by pensioner along with last due pension will be returned to policy holder.

Options of Pension:

Minimum and maximum Purchase price under different modes of Pension ->>
Mode of Pension
Minimum Purchase Price
Corresponding Pension Amount
Yearly
1,44,578
12,000 per annum
Half-Yearly
1,47,601
6,000 Half year
Quarterly
1,49,068
3,000 per Qtr.
Monthly
1,50,000
1,000 per month
Minimum and maximum Pension under different modes of Pension ->>
Mode of Pension
Maximum Purchase Price(Rs)
Corresponding Pension Amount
Yearly
7,22,892
60,000 per annum
Half-Yearly
7,38,007
30,000 per half year
Quarterly
7,45,342
15,000 per Qtr.
Monthly
7,50,000
5,000 per month
Pension rates payable under different modes of Payment are as under ->>
Mode of Pension
Effective Pension Rate per annum for rs. 1000/- purchase price
Yearly
83.00 p.a
Half-Yearly
81.30 p.a
Quarterly
80.50 p.a
Monthly
80.00 p.a
Example of Pradhan Mantri Vaya Vandana Yojana (LIC Table 842) ->>
Let's take example of PMVVY with following details.
Age (Years)
60 (Completed)
One Time Deposit
7,50,000
Policy Term(Years)
10
Purchase Year
2017
Pension Mode
Monthly
According to the above given example, pension scheme holder will have to deposit lumpsum amount on time of 7,50,000 and monthly pension will credit in to his/her account on completion of each month from date of purchase for next 10 years. After completion of 10 years, 7,50,000 will be returned to policy holder.

Take a look on year-wise pension details ->>
Pension Details ->>
Year
Age
Deposit Amount
Monthly Pension
Total Pension in a Year
Return of Purchase Price
2017
60
750000
5000
60000
0
2018
61
0
5000
60000
0
2019
62
0
5000
60000
0
2020
63
0
5000
60000
0
2021
64
0
5000
60000
0
2022
65
0
5000
60000
0
2023
66
0
5000
60000
0
2024
67
0
5000
60000
0
2025
68
0
5000
60000
0
2026
69
0
5000
60000
0
2027
70
750000
Registered Office ->>
“Life Insurance Corporation of India
Central Office, Yogakshema,
Jeevan Bima Marg,
Mumbai – 400021”

Website ->> www.licindia.in
Registration Number ->> 512

How to apply ->>
Visit - eterm.licindia.in/onlinePlansIndex/login.do
Press on suitable link to read the entire details.
Press on “Buy Online” link on the home page.
Fill entire details according to the requirement.
Upload relevant documents/ photograph.
Press on submit button.
Take a print out of it for future use.

Pradhan Mantri Vaya Vandana Yojana Scheme Contact Details ->>
Pradhan Mantri Vaya Vandana Yojana Scheme Contact Details



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